cupcakezzzzz wrote:
I agree about the child’s college fund. But she is following Ramsey’s baby step system. The earlier you start saving for retirement the richer your going to be when you retire. As little as $100 a month invested at 22 will turn into a million by the time you retire at around 65.
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Or Justin could have stayed in the Military and they could have taken from his paycheck and they’d have millionS by the time they retire. Especially since they’re apparently fine with just Rachelles money they could have pocketed so much money into savings for a house, another child, Emmas college, etc if he just stuck out the military for another contract. Also they’d still have free healthcare, a steady income, actually be able to apply for a proper loan (they won’t get much for even the VA without a proper income), and not be looked at as lazy wanna be influencers.
They act as if they’re so much better or prepared because they follow a guideline and it’s like... I don’t see how her priorities are in lined when she’s always splurging on aesthetic expensive onesies and pacifiers. Maybe it’s just the people I know but we don’t budget hundreds of dollars a month for random shopaholic like tendencies.