Rachelle, Justin and Baby Shrek | Rachelle and Justin | Part 14

[cupcakezzzzz]

Ummmmm

I think she should stop trying to move somewhere trendy and stay where their family and friends live. That would be the smart decision...

Why move out of state/away from family where you know NO ONE and you have NO ONE to lean on.

Most families would NEVER move like that/completely derail their family unless there's a solid job waiting for them.

In my eyes they have only two smart options: Texas with Rachelles mom or Utah with Justin's parent.

Moving to some random state because they have cheap houses is fuckin stupid

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I feel like I've said this a billion times in her comment section:

The houses aren't cheaper for fucks sake! The cost of living is lower meaning you get paid "lower" rates, minimum wage can be lower and everything appears cheaper but when it's actually just adjusted because of the lower cost of living.



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[Ld5]

Ummmmm

I think she should stop trying to move somewhere trendy and stay where their family and friends live. That would be the smart decision...

Why move out of state/away from family where you know NO ONE and you have NO ONE to lean on.

Most families would NEVER move like that/completely derail their family unless there's a solid job waiting for them.

In my eyes they have only two smart options: Texas with Rachelles mom or Utah with Justin's parent.

Moving to some random state because they have cheap houses is fuckin stupid

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I feel like I've said this a billion times in her comment section:

The houses aren't cheaper for fucks sake! The cost of living is lower meaning you get paid "lower" rates, minimum wage can be lower and everything appears cheaper but when it's actually just adjusted because of the lower cost of living.



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This... and everywhere will be expensive if you don’t have jobs


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[Celia]

Ummmmm

I think she should stop trying to move somewhere trendy and stay where their family and friends live. That would be the smart decision...

Why move out of state/away from family where you know NO ONE and you have NO ONE to lean on.

Most families would NEVER move like that/completely derail their family unless there's a solid job waiting for them.

In my eyes they have only two smart options: Texas with Rachelles mom or Utah with Justin's parent.

Moving to some random state because they have cheap houses is fuckin stupid

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I feel like I've said this a billion times in her comment section:

The houses aren't cheaper for fucks sake! The cost of living is lower meaning you get paid "lower" rates, minimum wage can be lower and everything appears cheaper but when it's actually just adjusted because of the lower cost of living.



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Exactly, and news flash to her but really nice houses are still expensive in the cheaper areas. Sure, they’re LESS expensive that CA but you’re not going to get the kind of house she wants for 150k anywhere. She hasn’t said this number, but I feel like people think they can get a house with all new updates and that’s super large for under 200k if you just go to the right area. If you’re in a really low cost of living place most houses dont have the Instagram updates she’s dreaming of. Plus you know... she has no income so not sure how she’s going to qualify for a mortgage.


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[Ld5]

Their mortgage company is going to look at his past jobs that he’s started and quit this last year. There’s nothing steady about them. I doubt they’ll ever get approved for much of anything at all.



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[HereForTheTeaaa]

Their mortgage company is going to look at his past jobs that he’s started and quit this last year. There’s nothing steady about them. I doubt they’ll ever get approved for much of anything at all.



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They’ll get approved for the VA Loan however I’ll be SURPRISED if it more than 50k-125k ABSOLUTE TOPS. Remember they don’t even believe in credit either Rachelle said along with not having a good job. That’s probably why they’re saving money not to put down but to probably extend their price range. I think they’re dreaming lol. Remember when they were looking at houses without a budget and annoyed the Realator? They’re literally acting like teenagers playing house and it’s about time they wake up to reality.

[staceyla]

I think it's VERY unrealistic of them to think they can get their dream home and not spend much. However, it's also unrealistic to say they have no income. Clearly they have some money or they wouldn't be living on their own or spend money the way they do. I don't think they have much saving though, if any at all! Fortunately, for them cost of living wouldn't really matter since their income is coming from social media and it is not based on where they live. They just either aren't smart or just suck at explaining things.

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[Apm1993]

I think it's VERY unrealistic of them to think they can get their dream home and not spend much. However, it's also unrealistic to say they have no income. Clearly they have some money or they wouldn't be living on their own or spend money the way they do. I don't think they have much saving though, if any at all! Fortunately, for them cost of living wouldn't really matter since their income is coming from social media and it is not based on where they live. They just either aren't smart or just suck at explaining things.

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Agreed! I think it’s a little off to say they don’t have an income. Clearly, they do. I will snark on these two (and others) all day long for their terrible decision making and ridiculousness.....but I guess I don’t get why people say “they don’t work” or “don’t have an income.”
I know I’m in the minority when I say this, but I do view YT/social media influencer as a job. Daily bloggers end up with HOURS worth of footage every single day to sort through, cut, edit, add music, and shorten into a 10-20 minute video that covers most of the day but still makes sense to viewers without the hours of missing footage.
Once their following gets up and brand deals come in, they have to carefully calculate what and when they post to IG and FB. They have to create content to the standards (albeit sometimes low standards) of the companies. They have to collaborate with other influencers, come up with content, look a certain way, act a certain way, post a certain way, etc etc etc.
My ex-boyfriend worked in advertising for UnderArmour. Idk if they work with influencers yet, but when we were together they were starting to look into that.... he told me about “instagram people” earning a few thousand dollars per post and you tubers could earn $10K PLUS...based on their following of course.

That’s money. Even if you have to do 8 deals a month, which is only two a week...at a low $2,000 per deal...that’s $16,000/month before any other income.

R&J also have the VA mortgage loan option on their side. They are way less strict with credit scores and employment history and will lend at a way higher debt to income ratio than any other lending program.


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[jenneroni]

Okay, I have to disagree with whoever said houses aren’t truly cheaper in low cost of living areas. I moved from an area near Rash to central TX, and salaries here are within 10% of CA but housing, food, gas and bills are all 50% cheaper, so it doesn’t just “adjust” and make things the same. It really is faster and cheaper to be a home owner in TX.

However, buying a house isn’t much easier just because they’re cheaper. Sure, the house I want in TX would be 600k+ in CA while it’s under 300k in TX, but credit score and down payment really control the mortgage prices.

No matter where Rash moves, her idiotic spending and “disbelief” in credit ruin them. Even if they get a nice house for a payment less than their current rent, those buffoons wouldn’t be able to save a 10% DP plus the closing costs and and other fees. Even with less than a 20% DP you’re gonna need 20% saved to pay for other things, and there’s no way she’s got 40k hanging around when she spends $$$ on ugly onesies every week.

Even if she somehow has the cash to buy a home, no smart lender would sign them when they have no credit history, terrible employment record, and no income for a family of three. She’s delusional.


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[jenneroni]

I think it's VERY unrealistic of them to think they can get their dream home and not spend much. However, it's also unrealistic to say they have no income. Clearly they have some money or they wouldn't be living on their own or spend money the way they do. I don't think they have much saving though, if any at all! Fortunately, for them cost of living wouldn't really matter since their income is coming from social media and it is not based on where they live. They just either aren't smart or just suck at explaining things.

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Agreed! I think it’s a little off to say they don’t have an income. Clearly, they do. I will snark on these two (and others) all day long for their terrible decision making and ridiculousness.....but I guess I don’t get why people say “they don’t work” or “don’t have an income.”
I know I’m in the minority when I say this, but I do view YT/social media influencer as a job. Daily bloggers end up with HOURS worth of footage every single day to sort through, cut, edit, add music, and shorten into a 10-20 minute video that covers most of the day but still makes sense to viewers without the hours of missing footage.
Once their following gets up and brand deals come in, they have to carefully calculate what and when they post to IG and FB. They have to create content to the standards (albeit sometimes low standards) of the companies. They have to collaborate with other influencers, come up with content, look a certain way, act a certain way, post a certain way, etc etc etc.
My ex-boyfriend worked in advertising for UnderArmour. Idk if they work with influencers yet, but when we were together they were starting to look into that.... he told me about “instagram people” earning a few thousand dollars per post and you tubers could earn $10K PLUS...based on their following of course.

That’s money. Even if you have to do 8 deals a month, which is only two a week...at a low $2,000 per deal...that’s $16,000/month before any other income.

R&J also have the VA mortgage loan option on their side. They are way less strict with credit scores and employment history and will lend at a way higher debt to income ratio than any other lending program.


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Sorry for the double post, just wanted to say I forgot about VA loan. They definitely have “income” and I think social media CAN be a job, but these two definitely don’t work. They’re just riding the fame of their daughter’s death.


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[staceyla]

I think it's VERY unrealistic of them to think they can get their dream home and not spend much. However, it's also unrealistic to say they have no income. Clearly they have some money or they wouldn't be living on their own or spend money the way they do. I don't think they have much saving though, if any at all! Fortunately, for them cost of living wouldn't really matter since their income is coming from social media and it is not based on where they live. They just either aren't smart or just suck at explaining things.

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Agreed! I think it’s a little off to say they don’t have an income. Clearly, they do. I will snark on these two (and others) all day long for their terrible decision making and ridiculousness.....but I guess I don’t get why people say “they don’t work” or “don’t have an income.”
I know I’m in the minority when I say this, but I do view YT/social media influencer as a job. Daily bloggers end up with HOURS worth of footage every single day to sort through, cut, edit, add music, and shorten into a 10-20 minute video that covers most of the day but still makes sense to viewers without the hours of missing footage.
Once their following gets up and brand deals come in, they have to carefully calculate what and when they post to IG and FB. They have to create content to the standards (albeit sometimes low standards) of the companies. They have to collaborate with other influencers, come up with content, look a certain way, act a certain way, post a certain way, etc etc etc.
My ex-boyfriend worked in advertising for UnderArmour. Idk if they work with influencers yet, but when we were together they were starting to look into that.... he told me about “instagram people” earning a few thousand dollars per post and you tubers could earn $10K PLUS...based on their following of course.

That’s money. Even if you have to do 8 deals a month, which is only two a week...at a low $2,000 per deal...that’s $16,000/month before any other income.

R&J also have the VA mortgage loan option on their side. They are way less strict with credit scores and employment history and will lend at a way higher debt to income ratio than any other lending program.


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THANK YOU! It's even more work than I thought! I can't even spend that much time on social media without feeling overwhelmed and I'm a "nobody" lol! I don't think people give YouTubers enough credit because they don't really ever see behind the scenes and think it's the easiest job ever. If you get paid then it's a job. I hate when people say it's not. Oh well. Everyone has their stubborn sides for who knows what reasons!

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[staceyla]

I think it's VERY unrealistic of them to think they can get their dream home and not spend much. However, it's also unrealistic to say they have no income. Clearly they have some money or they wouldn't be living on their own or spend money the way they do. I don't think they have much saving though, if any at all! Fortunately, for them cost of living wouldn't really matter since their income is coming from social media and it is not based on where they live. They just either aren't smart or just suck at explaining things.

Sent from my Pixel 2 XL using Tapatalk

Agreed! I think it’s a little off to say they don’t have an income. Clearly, they do. I will snark on these two (and others) all day long for their terrible decision making and ridiculousness.....but I guess I don’t get why people say “they don’t work” or “don’t have an income.”
I know I’m in the minority when I say this, but I do view YT/social media influencer as a job. Daily bloggers end up with HOURS worth of footage every single day to sort through, cut, edit, add music, and shorten into a 10-20 minute video that covers most of the day but still makes sense to viewers without the hours of missing footage.
Once their following gets up and brand deals come in, they have to carefully calculate what and when they post to IG and FB. They have to create content to the standards (albeit sometimes low standards) of the companies. They have to collaborate with other influencers, come up with content, look a certain way, act a certain way, post a certain way, etc etc etc.
My ex-boyfriend worked in advertising for UnderArmour. Idk if they work with influencers yet, but when we were together they were starting to look into that.... he told me about “instagram people” earning a few thousand dollars per post and you tubers could earn $10K PLUS...based on their following of course.

That’s money. Even if you have to do 8 deals a month, which is only two a week...at a low $2,000 per deal...that’s $16,000/month before any other income.

R&J also have the VA mortgage loan option on their side. They are way less strict with credit scores and employment history and will lend at a way higher debt to income ratio than any other lending program.


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Sorry for the double post, just wanted to say I forgot about VA loan. They definitely have “income” and I think social media CAN be a job, but these two definitely don’t work. They’re just riding the fame of their daughter’s death.


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I don't think that's completely accurate. They do ride off their children and experiences for sure, but they do their jobs as "influencers" just like any other BESIDES having their own little business on the side. A lot of YouTubers branch off into things like that. It's not fair to say they don't work at all. Come on, they may be doing a little over the bare minimum, but they get quite a few sponsorships for "not working." I think they're annoying and not very good people just as much as the next person. But I'll be damned if I try to minimize every tiny thing they do.

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[Ld5]

I think it's VERY unrealistic of them to think they can get their dream home and not spend much. However, it's also unrealistic to say they have no income. Clearly they have some money or they wouldn't be living on their own or spend money the way they do. I don't think they have much saving though, if any at all! Fortunately, for them cost of living wouldn't really matter since their income is coming from social media and it is not based on where they live. They just either aren't smart or just suck at explaining things.

Sent from my Pixel 2 XL using Tapatalk

Agreed! I think it’s a little off to say they don’t have an income. Clearly, they do. I will snark on these two (and others) all day long for their terrible decision making and ridiculousness.....but I guess I don’t get why people say “they don’t work” or “don’t have an income.”
I know I’m in the minority when I say this, but I do view YT/social media influencer as a job. Daily bloggers end up with HOURS worth of footage every single day to sort through, cut, edit, add music, and shorten into a 10-20 minute video that covers most of the day but still makes sense to viewers without the hours of missing footage.
Once their following gets up and brand deals come in, they have to carefully calculate what and when they post to IG and FB. They have to create content to the standards (albeit sometimes low standards) of the companies. They have to collaborate with other influencers, come up with content, look a certain way, act a certain way, post a certain way, etc etc etc.
My ex-boyfriend worked in advertising for UnderArmour. Idk if they work with influencers yet, but when we were together they were starting to look into that.... he told me about “instagram people” earning a few thousand dollars per post and you tubers could earn $10K PLUS...based on their following of course.

That’s money. Even if you have to do 8 deals a month, which is only two a week...at a low $2,000 per deal...that’s $16,000/month before any other income.

R&J also have the VA mortgage loan option on their side. They are way less strict with credit scores and employment history and will lend at a way higher debt to income ratio than any other lending program.


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THANK YOU! It's even more work than I thought! I can't even spend that much time on social media without feeling overwhelmed and I'm a "nobody" lol! I don't think people give YouTubers enough credit because they don't really ever see behind the scenes and think it's the easiest job ever. If you get paid then it's a job. I hate when people say it's not. Oh well. Everyone has their stubborn sides for who knows what reasons!

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I never said it’s not a job.. it’s not a steady income to rely on. I’ve always said it should be looked at as a bonus check along with a job paycheck. YouTube can shut them down at any time for whatever reason just like people get fired from jobs. It would be smart if they looked at it this way and had a backup. I’ve seen vlog channels get shut down without warning.

I’ve seen some vlog families that absolutely earn their pay. Their videos are amazing and edited as such. Rachelle just throws stuff together, uses the same music and their content is the same everyday.




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[Apm1993]

Agreed! I think it’s a little off to say they don’t have an income. Clearly, they do. I will snark on these two (and others) all day long for their terrible decision making and ridiculousness.....but I guess I don’t get why people say “they don’t work” or “don’t have an income.”
I know I’m in the minority when I say this, but I do view YT/social media influencer as a job. Daily bloggers end up with HOURS worth of footage every single day to sort through, cut, edit, add music, and shorten into a 10-20 minute video that covers most of the day but still makes sense to viewers without the hours of missing footage.
Once their following gets up and brand deals come in, they have to carefully calculate what and when they post to IG and FB. They have to create content to the standards (albeit sometimes low standards) of the companies. They have to collaborate with other influencers, come up with content, look a certain way, act a certain way, post a certain way, etc etc etc.
My ex-boyfriend worked in advertising for UnderArmour. Idk if they work with influencers yet, but when we were together they were starting to look into that.... he told me about “instagram people” earning a few thousand dollars per post and you tubers could earn $10K PLUS...based on their following of course.

That’s money. Even if you have to do 8 deals a month, which is only two a week...at a low $2,000 per deal...that’s $16,000/month before any other income.

R&J also have the VA mortgage loan option on their side. They are way less strict with credit scores and employment history and will lend at a way higher debt to income ratio than any other lending program.


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THANK YOU! It's even more work than I thought! I can't even spend that much time on social media without feeling overwhelmed and I'm a "nobody" lol! I don't think people give YouTubers enough credit because they don't really ever see behind the scenes and think it's the easiest job ever. If you get paid then it's a job. I hate when people say it's not. Oh well. Everyone has their stubborn sides for who knows what reasons!

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I never said it’s not a job.. it’s not a steady income to rely on. I’ve always said it should be looked at as a bonus check along with a job paycheck. YouTube can shut them down at any time for whatever reason just like people get fired from jobs. It would be smart if they looked at it this way and had a backup. I’ve seen vlog channels get shut down without warning.

I’ve seen some vlog families that absolutely earn their pay. Their videos are amazing and edited as such. Rachelle just throws stuff together, uses the same music and their content is the same everyday.




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Oh, for sure. I hope I didn’t come across as hostile. I’m genuinely just sharing my opinions.
I do wonder, though, at what point could people rely on YT income...
If I was making several thousand dollars a month for an extensive period of time, I would like to think I would take advantage of that and stay home with my children.
However, as you said, I personally would be afraid to rely on YT...
At the same time, people open businesses and rely on that succeeding...
My boss could walk in and fire me on the spot tomorrow, but I still rely on my income, and I don’t have a backup plan or another income to fall back on.


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[Ld5]

THANK YOU! It's even more work than I thought! I can't even spend that much time on social media without feeling overwhelmed and I'm a "nobody" lol! I don't think people give YouTubers enough credit because they don't really ever see behind the scenes and think it's the easiest job ever. If you get paid then it's a job. I hate when people say it's not. Oh well. Everyone has their stubborn sides for who knows what reasons!

Sent from my Pixel 2 XL using Tapatalk

I never said it’s not a job.. it’s not a steady income to rely on. I’ve always said it should be looked at as a bonus check along with a job paycheck. YouTube can shut them down at any time for whatever reason just like people get fired from jobs. It would be smart if they looked at it this way and had a backup. I’ve seen vlog channels get shut down without warning.

I’ve seen some vlog families that absolutely earn their pay. Their videos are amazing and edited as such. Rachelle just throws stuff together, uses the same music and their content is the same everyday.




Sent from my iPhone using Tapatalk

Oh, for sure. I hope I didn’t come across as hostile. I’m genuinely just sharing my opinions.
I do wonder, though, at what point could people rely on YT income...
If I was making several thousand dollars a month for an extensive period of time, I would like to think I would take advantage of that and stay home with my children.
However, as you said, I personally would be afraid to rely on YT...
At the same time, people open businesses and rely on that succeeding...
My boss could walk in and fire me on the spot tomorrow, but I still rely on my income, and I don’t have a backup plan or another income to fall back on.


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Not hostile at all. I was just stating my opinion because I’ve been saying they don’t have jobs. I really mean YT is not a job to rely on like they are doing.


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[Ld5]

YT is more comparable to a commission paying job. You’re not getting a salary or an hourly wage to rely on. You can make $10 one month or $10,000 another.


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[AliCat91]

So....how did she get on the Ellen show? She wasn’t a first time mom.



[IMG]//uploads.tapatalk-cdn.com/201904 ... 92f124.jpg[/IMG]


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[Ld5]

So....how did she get on the Ellen show? She wasn’t a first time mom.



[IMG]//uploads.tapatalk-cdn.com/201904 ... 92f124.jpg[/IMG]


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She only mentions her loss when it pertains to getting attention. She got a seat at the show because she didn’t mention her loss most likely.


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[staceyla]

YT is more comparable to a commission paying job. You’re not getting a salary or an hourly wage to rely on. You can make $10 one month or $10,000 another.


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I agree somewhat. In that sense, we can't really rely on anything. YouTube channels that fail don't just happen from one day to the next. And I'm not talking about random channel shut downs. They have no control over that just as everyone has no control over being laid off. Social media isn't as unreliable as people tend to think. I don't think it's ridiculous to rely on an income that has been somewhat steady. That's like telling people who work on commission or tips that they HAVE to have a back up and plan and are not smart if they don't. Nothing in this world is guaranteed and unfortunately we cannot always have a backup plan or be prepared. A lot of people don't have that luxury. Otherwise, there would be no point in working any of those jobs.

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[HereForTheTeaaa]

The VA loan being used outside of your military career isn’t as much as a cakewalk as if you were using it while still in. They do take in credit score into account like any loan. They’re not more loose they’re just guaranteeing you a loan of some sort and a fixed rate along with no money down on first time users. I’m not saying social media isn’t a job it’s just not a good form of steady income to present to the VA Loan. Just because you have the first time home buyer VA doesn’t automatically mean they’re going to hand you hundreds of thousands of dollars. Without credit (which they’ve stated they don’t believe in) and a good form of steady income (yes we know they have adequate funds but to banks and loaners social media isn’t seen as a steady form of income no matter how much we debate on how much work it is). They said they’re debt free meaning they don’t have any loans out (Rachelle is bragging about being debt free all the time). All they have going for them as it seems is their phone bill, rent (which isn’t even contractually agreed it’s monthly), utilities, cable/internet, and insurance for their vehichles. Yes some of that helps your credit but not in a huge way.

100% moving to a different state will help their income go a longer way since as stated above their pay is based off social media not the states cost of living. But I still stand by what I said about them not being able to get a large loan despite their current bank account and monthly income since her income doesn’t go back three years despite her channel being that old we know she hasn’t been getting paid since the first video. And Justin’s lack of employment and steady income as well. Loans are tricky and despite it being the VA it’s not going to be a cakewalk. I doubt they’ll get anywhere near as much as they think.

[Ld5]

YT is more comparable to a commission paying job. You’re not getting a salary or an hourly wage to rely on. You can make $10 one month or $10,000 another.


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I agree somewhat. In that sense, we can't really rely on anything. YouTube channels that fail don't just happen from one day to the next. And I'm not talking about random channel shut downs. They have no control over that just as everyone has no control over being laid off. Social media isn't as unreliable as people tend to think. I don't think it's ridiculous to rely on an income that has been somewhat steady. That's like telling people who work on commission or tips that they HAVE to have a back up and plan and are not smart if they don't. Nothing in this world is guaranteed and unfortunately we cannot always have a backup plan or be prepared. A lot of people don't have that luxury. Otherwise, there would be no point in working any of those jobs.

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I have family members that work on commissions. Their spouses have salary jobs and hold the health insurance since that’s more stable. Of course anything can happen.


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