Living On A Dime

[IHateCilantro]

To be fair, the Living on a Dime folks will just say to use their free tips and recipes, and say that not all of their tips apply to everyone's situation as well.

My grievance is that she just makes corresponding products based on trends that she doesn't practice or believe. She might as well write a book on atheism and copy Dr. Richard Dawkins. What she is doing is plagarism with her cookbooks. I know she didn't go to college but Mike should at least inform her to stop mouthing off on her videos and podcasts because it's ILLEGAL. Literally a crime that hurts original content creators. She's stupid. Aggravatingly stupid. Her case also is a prime example that people with disabilities can work and not be on disability. Yet, they still received a monthly stipend and health insurance. The price of health insurance is no joke, and we are paying for hers. There are people that make less money are paying for her. She has mentioned before she buys a subsidized plan through a healthcare market FOR HER FAMILY. Not Tawra directly because she is on Medicaid. There are so many damn holes in her stories.

They made yet another hour long videos on Thanksgiving emergencies -aka how to fix/save a dish that didn't turn out. Their logic for knowing this is by sharing a film reel of some of Tawra's kitchen mishaps including setting the turkey in on fire. This is all fine and dandy--if she wasn't claiming to be a professional chef/cook book author. Just say the truth, you're a mom who self taught herself how to cook meals for her family. Selling these plagarized books doesn't make you a professional.

Lastly, she talks about her fibromyalgia ALL THE TIME. Claiming she gets it all done with her "tv commercial method." Meaning at every commercial break she gets up and does a little something. I haven't had cable since the early 2000's. I would say 2004. This advice is extremely dated. My 80 year old mom hasn't had cable since 2015. We don't see commercials. I have a family of my own and am a working single parent. I make the time because it's not only important to keep a clean home, but illegal to have kids living in squalor. Other cleaning experts like clutterbug, do it on a dime, Mari Kondo, FlyLady, etc. have talked about setting small spurts of time to cleaning when things are hectic. It's not an original thought. She can state it in this way without dating herself so badly. But that is Tawra--"living in the past" should be the name of their business.

WAIT! Did you say Tawra is on Medicaid?

[IHateCilantro]

Hey Tawra and Instant Pot Fans?

Look, Star Wars IPs

[Iwasneverhere_0]

I saw those instapots and seriously considered getting the r2d2 even though I would be frustrated at having to store it

[IHateCilantro]

See I think that Tawra made one batch of soap and she instantly thought she was an expert in soap making.
I think that is her M.O. about everything. Thats probably why she had animosity at the Soap Convention. Dollars
to donuts, Ill bet she swung into that convention all haughty like, thinking she was queen of all soap making! and
no one was having it, which made her quit making soap.

[Iwasneverhere_0]

Ihatecilantro, I used to work at non-profits as a case worker. Part, actually the biggest part of claiming disability is the Medicaid. The logic is if you have to receive Social security disability payments-her monthly $300- then you cannot afford health insurance, let alone pay out of pocket for your medical needs. This is automatically part of the government benefit. I have NEVER come across or heard of a case where the client accept the monthly payment and decline the Medicaid. I frequently guided people on how much they could work so their income could go up monthly, but still keep the all important health benefits because medical costs are very expensive.

Which brings me to another stupidity. Her advice regarding health insurance is short sided. Her monthly premium is low due to the healthshare plan she is on. But as soon as you have a serious need, like a single emergency room visit, the out of pocket cost is higher than the annual out of pocket maximums most plans cover.

Example: Family of 4 pays $1000 a month with out of pocket max of $5000 per year. Total max $17,000. Minimum:$12,000.

Next example: Family of 4 pays $300 per month in a health share. Minimum: $3,600. Then, plan covers percentages, let be generous at 80%. Someone gets cancer. Typical annual treatment is $200,000 per year. Customer pays 20% which is $40,000. This example, the family paid $43,600.

She of all people should know this as her entire debt free journey is medical costs not covered by the crappy insurance she chooses to buy. She's always touting her analysis and research of prices due to her ability to think critically. No bitch, you're dumb.

[Iwasneverhere_0]

Also, she let it slip on her last podcasts regarding club memberships that she knows about private labeling due to her soaps. Umm.... WTF? Was she buying soaps and reselling them on her homemade soap website? It's one thing to know about private labeling, pretty much everyone knows about private labeling, but why tie it into her failed soap business?

[Iwasneverhere_0]

Ok, I made a mistake and typed before researching. Appearantly it depends what state you're from and she could possibly get SSI without Medicaid. And considering her disability conveniently comes and goes her costs wouldn't be as high as really disabled people.

https://www.healthcare.gov/people-with- ... -medicaid/

[IHateCilantro]

Ok, I made a mistake and typed before researching. Appearantly it depends what state you're from and she could possibly get SSI without Medicaid. And considering her disability conveniently comes and goes her costs wouldn't be as high as really disabled people.

https://www.healthcare.gov/people-with- ... -medicaid/

You know what? Tawra lies and obfuscates about everything anyway, how do we know she didnt make her miraculous paying off of all Ellys $20K hospital health bill up too. Maybe that went on medicaid for all we know.

So Tawras poor and on disability and unemployed, but she decides to start popping out kids ON FUMES??? Who paid for the OB/GYN?
Who paid for EVERYTHING that has to do with pregnancy and birth for FOUR KIDS????

Who paid for BJ to go to the MAYO CLINIC???

Everytime she opens her mouth her stories dont add up!

[IHateCilantro]

Ok, I made a mistake and typed before researching. Appearantly it depends what state you're from and she could possibly get SSI without Medicaid. And considering her disability conveniently comes and goes her costs wouldn't be as high as really disabled people.

https://www.healthcare.gov/people-with- ... -medicaid/

Tawra has lived in Kansas, Idaho, Texas, Colorado and one other place. What about those places?

I dont understand ppl who dont understand health insurance...

[Iwasneverhere_0]

Exactly! She is on Medicaid. There is nothing wrong with being on Medicaid, but talking trash about the Affordable Care Act is ignorant. It has helped her family plenty and there is no way besides bankruptcy she could have paid for it all. She loves telling others to think but can't think herself.

She has mentioned that Colorado "forced" them to take CHIP and other free-to-them insurance due to their low income. So likely all of her kids treatments are paid for by the government (aka US TAX PAYERS).

[IHateCilantro]

Exactly! She is on Medicaid. There is nothing wrong with being on Medicaid, but talking trash about the Affordable Care Act is ignorant. It has helped her family plenty and there is no way besides bankruptcy she could have paid for it all. She loves telling others to think but can't think herself.

She has mentioned that Colorado "forced" them to take CHIP and other free-to-them insurance due to their low income. So likely all of her kids treatments are paid for by the government (aka US TAX PAYERS).

So lemme get this straight Tawra! I pay all my own bills, and I only had one child. I pay my own health insurance out of my pocket. BUT YOU CHOSE to have 4 kids on disability and medicaid and CHiP, and you think I should pay for them? What about that PERSONAL RESPONSIBILITY you Republicans espouse? What about closing your legs or practicing abstinence? I wouldnt have an issue if you got pregnant accidentally, but NO you had 4 kids on MY DIME ON PURPOSE! You are AN ENTITLEMENT QUEEN!

So lets get this straight. Your hubby QUITS his TEEVEE job and you all live off of plagiarized books and disability and medicaid, yet you tell others YOU ARE EXPERTS IN SAVING MONEY??

Tawra? Your next book title should be, Tawra Kellam: How I got rich on other peoples recipes and ideas and social programs

[Iwasneverhere_0]

Exactly! She is on Medicaid. There is nothing wrong with being on Medicaid, but talking trash about the Affordable Care Act is ignorant. It has helped her family plenty and there is no way besides bankruptcy she could have paid for it all. She loves telling others to think but can't think herself.

She has mentioned that Colorado "forced" them to take CHIP and other free-to-them insurance due to their low income. So likely all of her kids treatments are paid for by the government (aka US TAX PAYERS).

So lemme get this straight Tawra! I pay all my own bills, and I only had one child. I pay my own health insurance out of my pocket. BUT YOU CHOSE to have 4 kids on disability and medicaid and CHiP, and you think I should pay for them? What about that PERSONAL RESPONSIBILITY you Republicans espouse? What about closing your legs or practicing abstinence? I wouldnt have an issue if you got pregnant accidentally, but NO you had 4 kids on MY DIME ON PURPOSE! You are AN ENTITLEMENT QUEEN!

So lets get this straight. Your hubby QUITS his TEEVEE job and you all live off of plagiarized books and disability and medicaid, yet you tell others YOU ARE EXPERTS IN SAVING MONEY??

Tawra? Your next book title should be, Tawra Kellam: How I got rich on other peoples recipes and ideas and social programs

Jill Cooper is in the same boat. Remember the long sob story series, I mean "penny pinching mama" series... beggining for Church handouts and upset when no one came to the rescue? Likely because no one believed their BS and then the family was booted from the church.

[IHateCilantro]

Exactly! She is on Medicaid. There is nothing wrong with being on Medicaid, but talking trash about the Affordable Care Act is ignorant. It has helped her family plenty and there is no way besides bankruptcy she could have paid for it all. She loves telling others to think but can't think herself.

She has mentioned that Colorado "forced" them to take CHIP and other free-to-them insurance due to their low income. So likely all of her kids treatments are paid for by the government (aka US TAX PAYERS).

So lemme get this straight Tawra! I pay all my own bills, and I only had one child. I pay my own health insurance out of my pocket. BUT YOU CHOSE to have 4 kids on disability and medicaid and CHiP, and you think I should pay for them? What about that PERSONAL RESPONSIBILITY you Republicans espouse? What about closing your legs or practicing abstinence? I wouldnt have an issue if you got pregnant accidentally, but NO you had 4 kids on MY DIME ON PURPOSE! You are AN ENTITLEMENT QUEEN!

So lets get this straight. Your hubby QUITS his TEEVEE job and you all live off of plagiarized books and disability and medicaid, yet you tell others YOU ARE EXPERTS IN SAVING MONEY??

Tawra? Your next book title should be, Tawra Kellam: How I got rich on other peoples recipes and ideas and social programs

Jill Cooper is in the same boat. Remember the long sob story series, I mean "penny pinching mama" series... beggining for Church handouts and upset when no one came to the rescue? Likely because no one believed their BS and then the family was booted from the church.

Didnt Jill admit to being on Welfare for a time?

... Lets mention Mike Kellam too, to me personally he seems like one of those guys who THINKS hes more impressive then he really is. Ill bet he couldnt hack it in a TEEVEE station, and/or he quit cause he thought HIS BIG TALENTS were wasted. You know what I mean?

[IHateCilantro]

Hey Tawra? Before you wish your father dead or tell him to change his "BEHAVIOR" cause of your Bibles Leviticus teachings, lets
look at this

Ten Commandments

You shall not steal.
You shall not bear false witness against your neighbor.


NO LYING OR STEALING..
Plank in your eye and all that

[Iwasneverhere_0]

Jesus Christ this bitch can't stop lying.

Today she is "saving" a bad batch of 2 ingredient fudge that didn't set. Stating that the problem was using a smaller package of chocolate chips than the recipe called for. Umm..Mike made the fudge from what YOU had mehjored (measured) from the Halloween discounted candy to exactly 12 ounces to make the recipe work-according to Tawra. Some life saving money tip..,or was it?

This is hilarious. "Tawra's recipes are shit people." That is my new saying to go along with the hideous " get it together people" tacky ass merch.

She also burned the sugar immediately starting the "show" for whatever junk she was making today. What a pro. Bravo. Food Network will be calling any day.

[IHateCilantro]

Jesus Christ this bitch can't stop lying.

Today she is "saving" a bad batch of 2 ingredient fudge that didn't set. Stating that the problem was using a smaller package of chocolate chips than the recipe called for. Umm..Mike made the fudge from what YOU had mehjored (measured) from the Halloween discounted candy to exactly 12 ounces to make the recipe work-according to Tawra. Some life saving money tip..,or was it?

This is hilarious. "Tawra's recipes are shit people." That is my new saying to go along with the hideous " get it together people" tacky ass merch.

She also burned the sugar immediately starting the "show" for whatever junk she was making today. What a pro. Bravo. Food Network will be calling any day.

LOL, EVERYONE does Leftover Halloween Fudge!
Xerox got nothing on Tawra! She copies everything!


Should I just put it all out here? Just say YES.

[Iwasneverhere_0]

Yes. I want the tea. We need more people that know this woman who can give us insight or at least defend her. I want to know how much they tithe. What the fuck is up with Mike and his family? And what's up with the niece?

What can she not take any personal responsibility? Crying to Rust-Oleum because of faulty product. It worked for everyone else except Tawra....

[Iwasneverhere_0]

Why do they refer to ground beef as hamburger?! A hamburger is a patty between a bun. You don't put hamburgers in cassroles or tacos...

[lazydazey]

Why do they refer to ground beef as hamburger?! A hamburger is a patty between a bun. You don't put hamburgers in cassroles or tacos...

She may have grown up like i did where we call it hamburger meat? I didn't know what ground beef meant till i got older because i was raised thinking it was just hamburger meat, lol.

[IHateCilantro]

A few weeks ago I paid for a newspaper archive online sub cause I needed an old article about another matter
and I looked up Tawra and I found an article where she said Mike QUIT his TEEVEE job.
QUIT! Not laid off, QUIT!

St. Charles County Journal (MO)

May 26, 2013


When working at home is your main income
Author: Mike &Tawra Kellam
www.livingonadime . com

Article Text:

I started our website, LivingOnADime com 14 years ago after we self-published our first book, "Not Just Beans" (now called the "Dining On A Dime Cookbook").

For many years, Living On A Dime was a hobby for my mom and me. My husband worked on it in the evenings and on weekends. We had hoped to eventually turn it into a second income producer for our family.

Mom and I both have Chronic Fatigue Syndrome and I have Fibromyalgia so we weren't able to work as many hours as we needed to really get the business and website going.

Five years ago, after several years of working at a not so great job, we felt like it was time for my husband to quit his job and start working for our website. Up to that point the business had not made a profit, but each year we did grow bigger.

We thought we would share some of the pros and cons of working at home as your main income. At first it does seem like an "ideal" dream job but it is a lot of work and does have its own problems. We would like to share some of our experiences and things we have noticed along the way.

[snip rest of boring article]

I got questions...
So he quit his job to stay home and WORK...how many of their viewers can do that? ZERO
So when Tawra was saying she was a good little Christian SAHM and they lived off Mikes FREELANCE FILMING BUSINESS income,
it seems to me at least to be all lies. right?
His freelance film biz had/has no other clients then LOAD and they arent accepting any clients. So, doesnt it just seems shady?
He quit his job specifically to stay home and do DOAD/LOAD stuff. In that article Tawra says its a JOB that they both do. So isnt Tawra admitting then to working?

Tawra you and mike WORK. Your JOB is your book etc. Why are you on disability? You can work, you are working!
Disability is for ppl who cannot work, you are working. You are doing the same thing as an AMAZON WAREHOUSE WORKER.
You pack books and soaps etc and send them out. Thats a JOB.

Tawra YOUR VIEWERS CAN NOT DO WHAT YOU DID! They dont have a book or YouTube channel. NONE of your poor viewers have the LUXURY
to quit their jobs and do YouTube or Books. Most of your viewers need to work to put food on the table and they usually work 2-3 jobs and most cant even call in sick cause theyd get fired. Let alone play sick for disablity.

And then there is this



So no publishers wanted the book. What does that say?